Can traditional finance and crypto converge?
In this exclusive interview at Money20/20 2025, Joey Garcia, Executive Director, Chief Digital Asset and Legal Officer of Xapo Bank, shares how Xapo leads the way. “We’re a Bitcoin-native business that’s become a bank,” he says, offering secure Bitcoin access and stablecoin infrastructure.
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0:09 – Introduction from Money 20/20 with BitcoinMagazine.nl
0:52 – Joey Garcia introduced as the “OG” from Xapo Bank
1:11 – Joey’s experience in crypto since 2013
1:37 – Traditional finance converging with decentralized finance
2:06 – Xapo as Bitcoin-native bank
2:58 – Importance of secure crypto infrastructure
4:03 – Stablecoin integration with traditional banking
5:12 – Xapo’s unique offering in regulated environment
7:40 – Validation of Bitcoin adoption globally
9:18 – Long-term Bitcoin value proposition
10:48 – Staying ahead in a competitive crypto landscape
12:00 – Xapo’s advanced crypto and payments infrastructure
13:06 – Xapo’s positioning in Europe and market approach
14:20 – Future market developments and Xapo’s plans
16:16 – Summary: Xapo’s commitment to crypto innovation
16:51 – Closing remarks from Money 20/20 event
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