Am I too late?

Hi all and first of all thanks for taking the time to read this.

As per the title am I too late to the party to start investing in etc?

I’m 44 with a family. Rent my home and will be debt free in circa 4 yes

I can afford about $100 per month to start investing or dca.

Just wondering if this is really feasible or should I be looking elsewhere. Even if I don’t profit from it it maybe something I can pass onto my kids etc

Many thanks all