In this episode of the Crypto 101 Podcast, Reid Cuming, co-founder of Superstate and Ground, joins Bryce and Brendan to explain how Ground is making stablecoin cash management easier for fintechs, neobanks, exchanges, payments companies, and cross-border money movers. He breaks down how Ground acts like a Stripe-style API for stablecoins, letting companies access tokenized assets, RWAs, lending protocols, LSTs, and yield products without having to manage complicated smart contract integrations themselves.
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Chapters
00:00 Intro
01:15 – Bull market vibes and cautious optimism
02:10 – From Square, Stripe, Chime, and Compound to Ground
04:00 – What Ground is building
05:30 – USDC, USDT, and stablecoin support
06:55 – The differences between stablecoins
09:35 – Stablecoin card spending and global adoption
11:25 – Banks entering the stablecoin market
14:35 – Ground’s stablecoin cash management platform
17:05 – How Ground handles risk and integrations
19:35 – Why TradFi platforms struggle to do this alone
23:15 – Why API middleware solves the integration problem
25:40 – Can US banks touch stablecoins today?
29:25 – Why most stablecoins are not yield-bearing yet
33:50 – Reid’s take on agentic payments
40:10 – Ground does not have a token
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